Paycheck Protection Program

Understand the Paycheck Protection Program with our video guide, loan calculator, and links to key resources. Program details are changing daily and banks are implementing the loans with different requirements. This page is being updated as new details emerge.


Loan Amount Calculator

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SBA Sample Application

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SBA PPP Website

Main Website

Treasury Guidance

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Chamber of Commerce

Checklist & Guide

Paycheck Protection Program loans are administered by local banks.

The loan volume will be a tremendous strain on banks.

The loan amount is equal to 2.5 months of average monthly payroll over the last twelve months and the payroll calculation includes wages, health insurance, and employer retirement benefits.

The level of forgiveness is a function of maintaining payroll wage levels and the number of employees or full time equivalents.

Any forgiven loan amounts are NOT taxed as income.

The loan is forgiven once qualified spending levels are met over an eight week period.

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